In the past week and a half, there have been three reported motorcycle accidents here in Utah. Last night’s was fatal and it is unclear who was at fault. Whatever the determination may be, we here at the Christensen Law Firm send our condolences to the family that lost a loved one in this tragic motorcycle accident.
Motorcycle Accident Liability Issues
Waiting for insurance companies to determine liability can be a very long and tedious process. All insurance companies involved must come to an agreement regarding the proportion of fault for each party. If the facts are incomplete because, for example, one party was killed, it can be difficult to make an accurate decision. If you or a family member have been involved in an accident and are waiting on a liability decision before you can pay any of the medical and/or funeral expenses, you may be waiting long enough that your accounts go to collections and your credit is irreparably damaged.
PIP Coverage: What’s the Big Deal?
Although Personal Injury Protection (PIP) is not required as part of your motorcycle insurance policy, it may be more beneficial than you realize. If you are killed in a motorcycle accident and you do not have PIP coverage available, your family will be left to pay your funeral expenses and will have nothing to cover the income you may have provided for your family. In the event of a fatal accident, the proper PIP coverage provides funeral benefits as well as survivor benefits for the family. PIP payouts are not contingent upon a liability decision and can be used immediately. It is imperative that you attain the proper insurance coverage so that you can protect your families should something go terribly wrong.
Confused yet? You very well could be as there is enough to know about motorcycle accidents and insurance companies that you could write a whole book on it. The good news is that we already have! For more information, or to request your free copy of the Utah Accident Handbook, visit us on the web at utahaccidentbook.com, or call us at 801-506-0800 to speak to an attorney today.